专项规划

两个纯前端测算器：教育金规划按学段费用假设折算通胀，估算到孩子上大学前需要准备的总额与每月定投；赡老金规划按每月赡养支出和通胀估算赡养年限内的总需求与每月定投。所有计算均在您的浏览器本地完成，不上传数据，无需登录；登录后还可把测算结果一键保存为财务目标，持续跟踪进度。

测算结果为基于输入假设的数学估算，仅供参考，不构成投资或财务建议。实际费用、通胀与收益会与假设有偏差，请定期复核调整。

{{ labels.education.breakdownTitle }}

{{ labels.education.colStage }}	{{ labels.education.colStartAge }}	{{ labels.education.colYears }}	{{ labels.education.colAnnualCost }}	{{ labels.education.colFutureCost }}
{{ labels.education.stageNames[stage.key] }}	{{ stage.startAge }}	{{ stage.years }}		¥ {{ fmt(eduResult.byKey[stage.key].futureCost) }} {{ labels.education.passed }}

¥ {{ fmt(eduResult.totalCost) }}

{{ labels.education.monthlySaving }} ¥ {{ fmt(eduResult.monthlySaving) }} —

{{ labels.common.targetAmount }} ¥ {{ fmt(eduResult.totalCost) }}

{{ labels.common.targetDate }} {{ eduResult.targetDate }}

{{ labels.common.monthlyContribution }} ¥ {{ fmt(eduResult.monthlySaving) }} —

¥ {{ fmt(elderResult.totalNeed) }}

{{ labels.elder.monthlySaving }} ¥ {{ fmt(elderResult.monthlySaving) }} —

{{ labels.elder.firstYearExpense }} ¥ {{ fmt(elderResult.firstYearExpense) }}

{{ labels.elder.lastYearExpense }} ¥ {{ fmt(elderResult.lastYearExpense) }}

{{ labels.elder.expenseTotal }} ¥ {{ fmt(elderResult.expenseTotal) }}

{{ labels.elder.medicalPart }} ¥ {{ fmt(elderResult.medical) }}

{{ labels.elder.reserveGrown }} ¥ {{ fmt(elderResult.reserveFV) }}

{{ labels.elder.gap }} ¥ {{ fmt(elderResult.gap) }}

{{ labels.common.targetAmount }} ¥ {{ fmt(elderResult.totalNeed) }}

{{ labels.common.targetDate }} {{ elderResult.targetDate }}

{{ labels.common.monthlyContribution }} ¥ {{ fmt(elderResult.monthlySaving) }} —

本工具为估算结果，仅供参考，不构成投资建议；实际费用与收益请以实际情况为准。